
Need Mortgage Financing?
Then you came to the right place!
The guidance you need, when you need it the most!
Need Mortgage Financing?
Then you came to the right place!
The guidance you need, when you need it the most!

Then you came to the right place!
The guidance you need, when you need it the most!
Then you came to the right place!
The guidance you need, when you need it the most!
JL Residential works with the top wholesale Mortgage Banks and Lenders in the country to provide exceptional service to our clients.
We are based in Boca Raton, and we have the privilege of serving many clients both locally and across the USA.
Whether its your 1st or 3rd time obtaining some form of financing, our team are here to guide you throughout the process.
If you want:
....then you should give us a call.
We understand that home means everything. Its your 'happy place' that provides safety and comfort for the whole family. That's why we believe that the home mortgage process should be pain-free, smooth and pleasant - everything you would want your home to be.
We know whats its like to deal with the stress of disorganized brokerage and uncertain results. To avoid this headache, we have carefully formulated the mortgage application process to save you time, money and frustration you are trying to avoid - all at an excellent price.
We promise integrity, transparency & commitment to excellence while providing our clients with a friendly & smooth financing experience.

We listen to your needs & wishes and forge a path to help achieve your personalized goals.

We field multiple offers from our extensive pool of lenders and collaborate with you to identify the best option that suits your needs.

We work with only the most professional Lenders, Title Agents and Attorneys to produce a seamless closing. We are serious about our clients financial security and have dedicated document upload portals. We have a large referral network to help bring the financing process to a smooth finish.

Joseph is JLR's Owner & Managing Director.
Joseph has had diverse Capital & Debt Financing experience within the commercial mortgage industry for 10 + years, holding positions at Meridian Capital, Marcus & Millichap, CBRE, Franklin Street, BDIM Capital & TKG Commercial. Joseph successfully applies his commercial financing expertise to the residential loan market.

Warren is our Senior Underwriter and Lender Liason.
Warren has been in residential loan origination for the last 20 years. His diverse experience & professionalism is evident in every transaction we do. Warren is the talent behind the loan processing at JL Residential.

Isabella is our in-house Transaction Manager.
She brings her 5 years of experience as a title processor to collaborate between all internal teams and 3rd party vendors to help execute every transaction smoothly.

Noah is our Client Relationship Manager. As the Quarterback of the JLR team, he makes sure that all files are complete & organized. With a diverse background in sales, Noah bring his enthusiasm to everything he does and is at the forefront of building relationships for the JL Residential team!
Interest Rates change all the time. Keeping up to date with the financial news can save you serious $ on your monthly bill. Sign up for news alerts and stay informed.
What's your current interest rate?
Does your lender currently take Escrows?
What's your loan balance?
Understanding your loan is the first step to help you ascertain if refinancing makes sense for you. We make sure everything is explained clearly to you.
Thankfully, there are many different mortgage options out there. Finding the right one can be confusing. This is the key to what we do at JL Residential - making sure that your new mortgage works for you, not the other way around.
The mortgage financing process is time-sensitive. Not knowing where some of your key financial data is can lead to a lot of stress. Keep & organize digital copies of your pay-stubs, W2's, tax returns and title documents to avoid unnecessary headaches.
How much will my monthly payments (PITI) increase by?
How long is the process?
What documents will I need to procure?
Can I get a cash-out refinance?
How many years is my new mortgage?
What lender credits am I eligible to receive?
Unfortunately, there are still bad actors out there. Many loan originators can make exorbitant fees and keep them hidden from you. That's why we charge a flat fee - transparent and affordable so there are no surprises.
North Montoya Circle, Boca Raton, Florida 33433, United States

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